Health premiums 2027: +5,0% on average, the figures by canton
On 29 September 2026, the Federal Office of Public Health (FOPH) announced the 2027 health insurance premiums: the average premium rises by 5,0% to 412 CHF a month, 19.70 CHF more than in 2026. Here are the figures for French-speaking Switzerland and what you can do before 30 November.
Updated on 30.09.2026 · Source: FOPH, announcement of 29.09.2026
The 2027 increase canton by canton
| Canton | Increase 2027 | Average premium 2027 |
|---|---|---|
| Jura | +6,6 % | 462 CHF |
| Valais | +5,6 % | – |
| Neuchâtel | +5,4 % | 469 CHF |
| Berne | +5,4 % | – |
| Fribourg | +5,2 % | – |
| Suisse | +5,0 % | 412 CHF |
| Genève | +4,4 % | – |
| Vaud | +3,5 % | 455 CHF |
Jura sees the sharpest increase in the country. Vaud records the most moderate increase in French-speaking Switzerland, and Geneva stays below the Swiss average. Ticino keeps the highest average premium in Switzerland (519.90 CHF). Missing average premiums will be added once the detailed data is published.
A fifth consecutive increase
- 2023 : +6,6 %
- 2024 : +8,7 %
- 2025 : +6,0 %
- 2026 : +4,4 %
- 2027 : +5,0 %
According to the FOPH, the increase is mainly due to the growing number of treatments per patient, medical progress and the ageing population.
Your personal premium may rise much more
The average increase hides large differences: depending on your insurer, age, deductible, model and region, your premium may rise much more than 5%, or less. Your insurer must tell you your personal 2027 premium by the end of October at the latest.
What to do before 30 November?
- Compare insurers for your municipality: for identical cover, the gaps often exceed 1'000 CHF a year. Premiums in Valais · Premiums in Geneva
- Review your deductible with our calculator.
- Consider an alternative model (family doctor, HMO, telemedicine). Understand the models
- Remove accident cover if your employer already covers you. Check
- Check your entitlement to subsidies. Subsidies
- Send your cancellation so that it is received by 30 November at the latest. The steps
Sources: Federal Office of Public Health (FOPH), announcement of 2027 premiums on 29.09.2026, reported by the French-speaking Swiss media. Detailed premiums by insurer are published on priminfo.admin.ch.
Frequently asked questions
How much are health premiums rising in 2027?
By 5,0% on average in Switzerland, for an average premium of 412 CHF a month. In French-speaking Switzerland, the increase ranges from +3,5% (Vaud) to +6,6% (Jura).
When will I know my new premium?
Your insurer must send you your personal 2027 premium by the end of October at the latest.
Until when can I switch insurer?
Your cancellation must be received by your insurer by 30 November at the latest to switch on 1 January 2027.