Health insurance: Swiss average
Key 2027 health insurance figures in Switzerland.
Updated on 10.10.2026 · Official sources cited
412.00 CHFaverage premium 2027
+5,0%rise vs 2026
487.60 CHFadult average
128.10 CHFchild average
What these figures mean
The average premium covers all ages, deductibles and models. Your premium depends on your municipality (premium region), your age, your deductible, your model and your insurer.
Subsidies
The canton grants premium reductions to low-income households. Depending on the case, they are granted automatically or on request.
To pay less in your canton
- Compare insurers for your exact municipality
- Choose the deductible that fits your costs
- Consider a family doctor, HMO or telemedicine model
- Suspend accident cover if your employer covers you