Health insurance subsidies
Cantons reduce premiums for people on modest incomes. Millions of people in Switzerland benefit, but many don't know they're entitled.
Updated on 23.09.2026 · Official sources cited
Who is entitled
The criteria depend on the canton: income, assets, household size. Children and young adults in education benefit from more favourable rules.
How to get them
Depending on the canton, the subsidy is granted automatically based on your tax assessment, or must be applied for. The amount is paid directly to the health insurer, which deducts it from your premium.
Good to know
The subsidy follows your situation: if your income drops, you separate or have a baby, have your entitlement checked without waiting for the next tax assessment.