Cheapest health insurance in Valais: 2027 premiums of all insurers
The official 2027 premiums of all health insurers active in Valais, ranked from cheapest to most expensive, for adults, young adults and children. The data come from the Federal Office of Public Health.
Updated on 20.10.2026 · Written by an AFA-certified broker · 2027 premiums · 24 insurers in region 1, 26 in region 2
The essentials in 30 seconds
- Cheapest insurer in Valais (adult, standard model, deductible 300): Atupri, 574.20 CHF per month.
- With the 2'500 CHF deductible: from 445.90 CHF per month.
- Cheapest alternative model: 379.30 CHF per month (Atupri, HMO, deductible 2'500).
- For the same cover, the gap between the cheapest and the most expensive insurer reaches 944 CHF per year.
- To switch on 1st January 2027, your cancellation must be received by 30 November 2026 at the latest.
Two premium regions in Valais
Valais has two premium regions. Region 1 covers most of French-speaking Valais, where premiums are higher. Region 2 includes Upper Valais and some municipalities of Hérens and the Val d'Anniviers, with lower premiums. The maximum difference allowed between the two regions is 15%.
Municipalities in region 1: Arbaz, Ardon, Ayent, Bourg-Saint-Pierre, Bovernier, Chalais, Chamoson, Champéry, Chippis, Collombey-Muraz, Collonges, Conthey, Crans-Montana, Dorénaz, Évionnaz, Finhaut, Fully, Grimisuat, Grône, Icogne, Isérables, Lens, Leytron, Liddes, Martigny, Martigny-Combe, Massongex, Monthey, Nendaz, Noble-Contrée, Orsières, Port-Valais, Riddes, Saillon, Saint-Gingolph, Saint-Léonard, Saint-Maurice, Salvan, Savièse, Saxon, Sembrancher, Sierre, Sion, Trient, Troistorrents, Val de Bagnes, Val-d'Illiez, Vernayaz, Vérossaz, Vétroz, Veysonnaz, Vionnaz, Vouvry.
To check your municipality, see the official table of premium regions on priminfo.admin.ch.
Adults (26 and over), region 1: the 10 lowest premiums
Standard model (free choice of doctor), ranked by the 300 CHF deductible. Monthly premiums, accident cover included unless stated otherwise.
| # | Insurer | Deductible 300 | Deductible 2'500 | 2'500 without accident |
|---|---|---|---|---|
| 1 | Atupri | 574.20 | 445.90 | 423.60 |
| 2 | ÖKK | 578.00 | 449.70 | 418.30 |
| 3 | Agrisano | 581.50 | 453.20 | 430.50 |
| 4 | Sodalis | 586.80 | 458.50 | 431.00 |
| 5 | Concordia | 590.00 | 461.70 | 436.40 |
| 6 | Sumiswalder | 590.70 | 462.40 | 430.10 |
| 7 | Steffisburg | 592.90 | 472.90 | 442.20 |
| 8 | Sanitas | 593.90 | 465.60 | 433.50 |
| 9 | Galenos | 595.10 | 466.80 | 436.30 |
| 10 | Sana24 | 595.10 | 466.80 | 436.30 |
Adults, region 1: ranking with the 2'500 CHF deductible
With the highest deductible, the premium drops sharply. If your employer insures you against accidents (at least 8 working hours a week), you can drop accident cover: that's the “without accident” column.
| # | Insurer | Deductible 2'500 | Without accident |
|---|---|---|---|
| 1 | Atupri | 445.90 | 423.60 |
| 2 | ÖKK | 449.70 | 418.30 |
| 3 | Agrisano | 453.20 | 430.50 |
| 4 | Sodalis | 458.50 | 431.00 |
| 5 | Concordia | 461.70 | 436.40 |
| 6 | Sumiswalder | 462.40 | 430.10 |
| 7 | Sanitas | 465.60 | 433.50 |
| 8 | Galenos | 466.80 | 436.30 |
| 9 | Sana24 | 466.80 | 436.30 |
| 10 | Vita Surselva | 471.70 | 468.80 |
Alternative models, region 1: the 10 lowest premiums
Family doctor, HMO or telemedicine: by accepting a first point of contact, the premium drops further. Some models are only available in municipalities covered by the network concerned.
| # | Insurer and model | Type | Deductible 300 | Deductible 2'500 |
|---|---|---|---|---|
| 1 | Atupri, HMO | Family doctor or network | 507.60 | 379.30 |
| 2 | Concordia, HMO | Family doctor or network | 510.40 | 382.10 |
| 3 | Sanitas, TelMed Basic | Telemedicine | 510.80 | 382.50 |
| 4 | Concordia, smartDoc | Telemedicine | 513.30 | 385.00 |
| 5 | Atupri, CareMed | Family doctor or network | 515.60 | 387.30 |
| 6 | Sanitas, Hausarztmodell 1 | Family doctor or network | 516.70 | 388.40 |
| 7 | Assura, MediTel | Telemedicine | 516.70 | 388.40 |
| 8 | Mutuel, SanaTel | Telemedicine | 517.80 | 389.80 |
| 9 | Atupri, SmartCare | Telemedicine | 518.50 | 390.20 |
| 10 | ÖKK, CASAMED SELECT | Flexible model | 520.20 | 391.90 |
Adults, region 2 (Upper Valais and surroundings)
| # | Insurer | Deductible 300 | Deductible 2'500 |
|---|---|---|---|
| 1 | Visperterminen | 494.50 | 367.90 |
| 2 | Agrisano | 496.00 | 367.70 |
| 3 | Sodalis | 504.50 | 376.20 |
| 4 | ÖKK | 505.00 | 376.70 |
| 5 | Sumiswalder | 506.40 | 378.10 |
| 6 | SLKK | 509.10 | 380.80 |
| 7 | Atupri | 516.80 | 388.50 |
| 8 | Vita Surselva | 521.00 | 396.00 |
| 9 | Swica | 527.50 | 399.20 |
| 10 | Assura | 528.70 | 400.40 |
Young adults (19 to 25), region 1
| # | Insurer | Deductible 300 | Deductible 2'500 |
|---|---|---|---|
| 1 | Sanitas | 392.00 | 263.70 |
| 2 | Sumiswalder | 422.40 | 294.10 |
| 3 | Mutuel | 422.90 | 294.90 |
| 4 | Agrisano | 424.50 | 296.20 |
| 5 | CSS | 430.60 | 302.30 |
| 6 | Atupri | 430.70 | 302.40 |
| 7 | Concordia | 436.60 | 308.30 |
| 8 | Vivao Sympany | 440.20 | 311.90 |
Children (0 to 18), region 1
Premium for the first child. Many insurers give a discount from the third child.
| # | Insurer | Deductible 0 | Highest deductible offered |
|---|---|---|---|
| 1 | Agrisano | 127.90 | 92.90 |
| 2 | Sodalis | 130.00 | 100.90 |
| 3 | Concordia | 135.70 | 100.70 |
| 4 | CSS | 137.30 | 102.30 |
| 5 | Assura | 138.20 | 103.20 |
| 6 | Sanitas | 139.60 | 104.60 |
| 7 | Sumiswalder | 139.60 | 104.60 |
| 8 | Aquilana | 139.80 | 110.70 |
How to change insurer for 1st January 2027
- Compare. The premium depends on your municipality, your age, your deductible and the chosen model. An advisor can do the comparison for you, free of charge.
- Apply for membership with the new insurer, usually with its membership form. For basic insurance, it must accept you without a health questionnaire, without reservations and without a waiting period.
- Cancel in writing with your current insurer. The letter must be received by 30 November 2026 at the latest. The FOPH recommends sending it before 15 November, by registered mail or A Plus mail.
- Keep the confirmation. Your old insurance only ends once the new insurer confirms in writing that you are covered without interruption.
Your supplementary insurance can stay with your current insurer: its cancellation deadlines are different, check your general terms. If premiums or cost-sharing remain unpaid after a reminder, the switch may be blocked. The full guide to switching before 30 November
Deductible and model: where the savings are
Moving from the 300 CHF deductible to the 2'500 CHF one lowers the premium by about 1'540 CHF per year with the cheapest insurer. In return, you pay your medical costs yourself up to 2'500 CHF, plus 10 % co-payment up to 700 CHF per year.
- Few medical costs: the 2'500 CHF deductible is often the most advantageous.
- Regular costs (treatment, follow-up): the 300 CHF deductible is often safer.
- Family doctor, HMO or telemedicine: by accepting a first point of contact, the premium drops even further.
- Insured against accidents by your employer (at least 8 hours per week): you can remove accident cover.
For 2027, a lower deductible or a change of model must be requested in writing by 30 November 2026; a higher deductible until 31 December 2026. Calculate the deductible that suits you
Frequently asked questions
Which is the cheapest health insurer in Valais in 2027?
For an adult with the standard model and the 300 CHF deductible, it is Atupri, at 574.20 CHF per month. With the 2'500 CHF deductible, the premium starts from 445.90 CHF and, with an alternative model, from 379.30 CHF. The best choice depends on your age, your medical costs and the model you want.
Until when can I switch health insurer for 2027?
Your cancellation must be received by your current insurer by 30 November 2026 at the latest. The FOPH recommends sending it before 15 November, by registered mail or A Plus mail.
Can the new insurer refuse me?
No. For basic insurance, every insurer active in your canton must accept you, without a health questionnaire, without reservations and without a waiting period, whatever your age.
Do I also have to cancel my supplementary insurance?
No. You can change insurer for basic insurance and keep your supplementary policies. Their cancellation deadlines are different: check your general terms before cancelling them.
How much does the comparison cost at Tigre Assurance?
Nothing. The comparison and advice are free and without obligation. You get a quick reply on WhatsApp.
Subsidies in Valais
Premium reductions are managed by the compensation office of the canton of Valais, avenue Pratifori 22, PO box 180, 1950 Sion, phone 027 324 91 11, www.avs.vs.ch. In most cases, entitlement is determined automatically from your tax assessment.
Municipalities of French-speaking Valais
- Health insurance in Sion
- Health insurance in Martigny
- Health insurance in Monthey
- Health insurance in Sierre
- Health insurance in Collombey-Muraz
- Health insurance in Conthey
- Health insurance in Val de Bagnes
- Health insurance in Savièse
- Health insurance in Fully
- Health insurance in Nendaz
- Health insurance in Crans-Montana
- Health insurance in Vétroz
- Health insurance in Saxon
- Health insurance in Chamoson
- Health insurance in Saint-Maurice
- Health insurance in Port-Valais
- Health insurance in Troistorrents
- Health insurance in Ayent
- Health insurance in Orsières
- Health insurance in Vouvry
- Health insurance in Riddes
- Health insurance in Leytron
- Health insurance in Grimisuat
- Health insurance in Chalais
Source: Federal Office of Public Health (FOPH), official overview of 2027 premiums for the canton of Valais (priminfo.admin.ch). Monthly premiums in CHF, rounded to 5 centimes.