LAMal deductible calculator
Which deductible costs you the least over a full year? Enter your premium and your usual medical costs: the table compares the six adult deductibles.

Which deductible costs you the least?
Enter your current premium and your usual medical costs. The table compares the total annual cost (premiums + deductible + co-payment) for each adult deductible.
| Deductible | Premiums / year | Deductible paid | Co-payment | Total cost / year |
|---|
Estimate based on the maximum discount allowed (70% of the additional risk) and a 10% co-payment capped at 700 CHF a year. The actual discount varies by insurer.