At retirement: insurance to review

Retiring changes several aspects of your cover.

Updated on 23.09.2026 · Official sources cited

Points to review

• Accident cover: reactivate it with your insurer, your employer no longer covers you.
• Deductible: costs often rise with age; the 300 CHF deductible frequently becomes the best value.
• Supplementary policies: keep them. It's hard to take out new ones after age 60.
• Vehicle and household: adjust cover to your new habits.