2026 premiums in figures
In 2026, the average monthly health insurance premium is 393.30 CHF in Switzerland, an increase of 4,4% compared with 2025.
Updated on 23.09.2026 · Official sources cited
393.30 CHFall ages
465.30 CHFadults
326.30 CHFyoung adults
122.50 CHFchildren
Recent trend (average increase announced)
- 2022 : +0,2 %
- 2023 : +6,6 %
- 2024 : +8,7 %
- 2025 : +6,0 %
- 2026 : +4,4 %
In 2022, the average premium was 315.30 CHF: it has risen by almost 25% in four years.
How the average premium is calculated
The FOPH adds up all premiums paid and divides them by the number of insured people. It includes children, high deductibles and alternative models: that's why it is lower than an adult's premium with a 300 CHF deductible.
And next year?
Next year's premiums are published at the end of September. Forecasts for 2027 pointed to a further average increase of around 4 to 5%. Only the official announcement counts.