Life insurance and pensions in the canton of Jura
Protecting your family and preparing your retirement in the Jura: death and disability cover, 3rd pillar 3a and 3b, and the canton's tax rules.
Updated on 05.10.2026
What is specific to the canton
In the Jura, as in most cantons, only pillar 3a contributions are deductible from taxable income. Pillar 3b remains useful for saving and protection, but premiums are not tax-deductible. Pension capital withdrawals are taxed separately, at a rate that depends on the canton and municipality.
Points to check
- Death cover (pure risk) to protect your spouse and children
- Income in case of incapacity to work, often the biggest gap
- 3rd pillar 3a: bank or insurance depending on your goals
- 3a ceiling 2026: 7'258 CHF with a pension fund, 20% of income (max 36'288 CHF) without
To go further, read our full guide: The 3rd pillar (pillar 3a).
Frequently asked questions
Is life insurance tax-deductible in the Jura?
Yes for pillar 3a, within the federal ceiling. Pillar 3b premiums are not deductible in this canton.
Bank or insurance for the 3rd pillar?
Bank 3a is flexible; insurance 3a adds death and disability cover but commits you long-term. The choice depends on your family and your goals.
Do you need death cover?
It's recommended as soon as someone depends on your income: children, a spouse, or a mortgage to repay.
Other cantons
- Life insurance and pensions in the canton of Vaud
- Life insurance and pensions in the canton of Geneva
- Life insurance and pensions in the canton of Valais
- Life insurance and pensions in the canton of Fribourg
- Life insurance and pensions in the canton of Neuchâtel
Other insurance in the canton of Jura
- Household and private liability insurance in the canton of Jura
- Car and motorbike insurance in the canton of Jura
- Business insurance in the canton of Jura
- Health insurance in the canton of Jura
General information, not personal advice. Cantonal rules can change: an adviser checks your situation before any decision.